Lisa Courtney's Blog
7 Gaffney Farm Drive, Norton, MA 02766
Applying for a mortgage is one of the biggest decision that an individual can make in his or her lifetime. As such, it is important for a first-time homebuyer to dedicate the necessary time and resources to employ the best mortgage lender – without exception.
So what does it take to hire the ideal mortgage lender? Here are three tips to help a first-time homebuyer quickly and effortlessly choose the right mortgage lender.
1. Consider a Variety of Lenders
There is no shortage of top-notch lenders in cities and towns across the United States. Thus, a first-time homebuyer can meet with a variety of credit unions and banks to explore all of the mortgage options at his or her disposal.
Spend some time learning about lenders in your area. Look at each lender's experience and reputation, and you may be better equipped than other homebuyers to select the ideal lender based on your individual needs.
Furthermore, conduct face-to-face meetings with lenders. These meetings will allow you to learn about a wide range of mortgage options and will make it easy for you to make an informed decision.
2. Ask Plenty of Questions
When it comes to getting a mortgage for the first time, there is no need to leave anything to chance. Instead, ask plenty of questions as you consult with assorted lenders, and you can gain the insights you need to pick a lender that matches or exceeds your expectations.
Remember, there is no such thing as a "bad" question, particularly when it comes to mortgages. If you meet with various lenders, you can get all of your mortgage concerns and queries addressed without delay.
A first-time homebuyer who asks lots of questions may be able to avoid potential financial pitfalls down the line too. In fact, this homebuyer should have no trouble selecting a great lender who can fulfill his or her mortgage needs for years to come.
3. Consult with a Real Estate Agent
Let's face it – selecting a lender may prove to be exceedingly difficult. Fortunately, a real estate agent is happy to provide honest, unbiased advice to help you find the right lender in no time at all.
A real estate agent understands the challenges of obtaining a terrific mortgage, and as a result, will do everything possible to help a homebuyer discover a lender that can provide outstanding support day after day. Plus, a real estate agent can even help a homebuyer alleviate stress as he or she searches for the right lender.
Let's not forget about the support that a real estate agent can provide throughout the entire homebuying journey, either. Typically, a real estate agent can keep a homebuyer informed about new residences as they become available, set up home showings, negotiate with a home seller on buyer's behalf and much more.
Get the right mortgage any time you choose – use the aforementioned tips, and a first-time homebuyer can streamline the process of selecting the ideal lender.
Dogs are a man’s best friends, but the mess they bring into your home? Not so much. Learn how you can have a clean house and a lovable pup at the end of each day. Here are ten tips below to get the best of both worlds.
1. Groom regularly. Keep less fur off your floors and furniture by brushing your dog on a regular schedule. Ideally, this would be a few times a week. Eliminate even more clean up by brushing out your pup outside when possible.
2. Sweep floors in high traffic areas with a microfiber cloth broom each day. The microfiber cloth will grab onto fur and dirt alike and can be reused. It’s also a quick and simple habit to develop and one you can easily delegate as a chore for the kids.
3. Dust often. Stay on top of fur build up by dusting a few areas of the home each night with a microfiber cloth. By just doing a room or two at a time it becomes a less overwhelming task and easier to do regularly. You can even keep a cloth stored away in each room to make the chore even simpler.
4. Vacuum furniture and drapes as well as carpeting. When you have a furry friend your vacuum is going to be working a lot harder around the house. You’ll want to vacuum drapes, furniture, and carpets frequently to stay on top of hair build up. Just as with dusting, you can do a few rooms at a time throughout the week to break up the tediousness of doing the whole house at once.
5. Lint brushes are your new best friend. You might as well fill a handbasket full of them the next time you’re at the store because you’ll never have too many. Store them where they can easily be on hand in closets, bathrooms, the mudroom and your family's’ vehicles. Where there is fur, there’s a way so be prepared to keep clothes fur free when leaving the house.
6. Take care of stains ASAP. Make cleaning up pet stains a no-brainer by putting together an easy to grab bucket filled with cleaning supplies that are made for the job. Be sure to include a pair of rubber gloves, a roll of paper towels, a microfiber cloth and your preferred cleaning solution.
And a bonus for the extra meticulous: wipe paws down with a microfiber cloth after walks. Microfiber clothes are wonderful multitaskers for household cleaners and now you can add “paw wipes” to the list. Before you let your dog run loose around the house after a walk gently wipe their paws with a dry microfiber cloth to catch any loose debris they could track inside.
We love our dogs. They are cute, funny and oh so loving. The messes that come with them, however, aren’t always so welcome. You can easily keep your home spick and span with a little preparation and a regular cleaning schedule. At the end of the day, you can admire your handiwork while curled up on the couch with your pooch.
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